Independent Contractor Insurance Needs Checker
Get personalized insurance recommendations for your contracting business in just a few minutes.
Why Insurance Matters for Independent Contractors
As an independent contractor, your business faces unique risks that require specific insurance coverage. The right insurance not only protects your business but can also:
- Help you win more contracts (many clients require specific coverage)
- Protect your personal assets from business-related claims
- Provide financial security during business interruptions
- Cover legal expenses if disputes arise
Use our tool below to discover which insurance policies are most important for your specific situation.
Related Resources
Frequently Asked Questions
How much insurance coverage do I need?
Coverage needs vary based on your industry, revenue, and client requirements. Our tool provides personalized recommendations, but you should always consult with an insurance professional for specific coverage limits.
What if my business type isn't listed?
Our tool covers most common contractor types, but if your specific business isn't listed, choose the closest match or contact an insurance professional for personalized guidance.
When should I update my insurance?
Review your insurance coverage annually or whenever your business experiences significant changes like new services, increased revenue, or additional employees.